The Prime Motor Insurance Policy provides 3 levels of cover. They are:

THIRD PARTY ONLY

Provides cover for only third party liabilities that may arise from an accident caused by the vehicle of the Insured. This is the lowest form of coverage under our motor insurance.

THIRD PARTY, FIRE & THEFT

Provides cover as said under the third party only and in addition, where the vehicle or its accessories are stolen or damaged by fire, Prime Insurance pays for such losses

COMPREHENSIVE

provides cover as detailed under the third party only and third party fire and theft and in addition Prime Insurance will pay for  accidental loss or damage to the vehicle.

Our constructions bonds range from Bid Bonds / Tender Securities, Performance Bonds, Advance Payment Bonds and Retention Bonds. They are mainly issued for construction projects on behalf of our clients as guarantees for the various contracts.

Our Custom Bonds are issued to clients who for one reason or the other defer the payment of taxes or duties on goods to a later date and as a result, are required by the Customs Division of the Ghana Revenue Authority to submit some form of guarantee or bond to secure the clearing of the said goods. Our Custom Bonds include Re-exportation Bond, Temporal Importation Bond, Removal Bond and Warehouse Bond among others.
 

Where any property, be it a building, household contents, office equipments, stock in trade etc are damaged or lost by events such as fire, flood, windstorm, earthquake etc, Our Fire & Allied perils Insurance comes in handy to reinstate the the lost items for our clients.

Our Combined Fire & Burglary Insurance Policy pays for losses resulting from fire, lightening, explosion and any of the allied perils as stated in the policy.In addition it pays for loss or damage to items as a result of theft.
 

The Assets All Risks policy pays for loss or damage to Assets insured under the policy, such as stock in trade, buildings, factory machinery, tools and equipments etc caused by a peril not specifically excluded under the policy. Although this is an All Risks policy, the Insured or policyholder must take note of the exclusions stated in the policy.
 

Our Homeowners Comprehensive Policy pays for loss or damage to the building or items insured in the private dwelling house by fire, flood, burglary or any other peril covered under the policy. The homeowner’s policy can be extended to cover rent, personal accident and third party liabilities.

This policy provides cover for the erection, testing and commission of Plant/Machinery.

This policy provides cover for contractor’s equipment against any unforeseen and sudden physical loss or damage from Fire, lightening, burglary and from any other cause except where specifically excluded.
 

This provides cover against damage or loss to any insured Plant/Machinery that suffers breakdown necessitating its repairs or replacement. The insured perils under this cover is maladjustment, loosening of parts, failure of protective devices, entry of foreign bodies, shortage of water in steam boilers of pressure vessels.
 

This policy pays for sudden physical loss or damage to electronic items by any cause other than those specifically excluded whilst at rest or at work, or being dismantled etc as defined in the policy.
 

Where cargoes are damaged or lost in the course of the voyage, our Marine Cargo Insurance pays for such losses subject to the details of cover provided. It covers clients goods against loss associated with sea or airfreight as a result of fire, explosion, stranding, sinking, collision, discharge of cargo at port of distress etc.
 

Our Marine Hull and Machinery Insurance covers the vessel against any physical damage or loss caused by perils of the sea or any other peril as covered under the policy.
 

This policy covers policy holders on their travel abroad in the event of illness or injury. The Policy is issued in partnership with Mapfre Assistencia and provides cover for medical expenses, hospitalization fee, repatriation of a corpse and loss of buggage.
 

This policy provides cover to the insured for accidental bodily injuries and accidental damage to property of members of the public caused by the insured or his employees in the course of their work.
 

This cover is usually given as an extension to a public liability policy and can also be issued as a stand alone policy. It gives cover to the insured for his legal liability for bodily injury or loss or damage to property caused by his products or goods.
 

This policy provides compensation to an employee who is injured in an accident arising out of and in the course of their employment.
 

It covers professionals like Doctors, Accountants, and lawyers for their legal liability towards others for injury, loss or damage arising from their professional negligence or that of their employees
 

Our Goods in Transit policy protects your goods against loss or damage whilst your goods are in transit from one place to the other.

This policy will cover the insured for any acts of fraud or dishonesty committed by employees holding positions of trust e.g. Cashiers, accountants etc during the period such employees are guaranteed.
 

Our personal accident insurance provides compensation in the event of injuries, disability or death caused solely by violent, accidental, external and visible events.
 

This policy will grant you cover for loss, destruction or damage by any accident or misfortune to your money whilst it’s in transit or on business premises.
 

Our Bankers Indemnity policy blends various sections of cover that protect the banks and similar financial institutions from loss of money and/or securities on premises and in transit due to various perils. It also provides for cover against financial loss arising from forgery, fraud and dishonesty.

The Boiler and Pressure Vessel insurance provides coverage against explosion of any boiler or pressure vessel insured whilst in the course of ordinary work.